40 Best Highest Paying Refer and Earn Apps in India: 2025

By, Ravi Pandey

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Games

For quite some time, individuals have been eager to generate income with minimal time and effort investments, a goal that seemed unattainable until recently. In 2025, a breakthrough has occurred, allowing individuals of all qualifications, skills, and ages to harness the power of the Internet to earn money. One of the most effective methods to achieve this is by participating in referral programs offered by various apps. These applications not only offer monetary incentives but also a range of other rewards. All it takes is a simple ‘Refer and Earn’ approach. In this article, we will explore the top Refer and Earn apps in India for 2025, which can facilitate the quick accumulation of a substantial income.

How Does Making Money by Referrals Work

One strategy that has gained significant traction in recent years is referral marketing. Leveraging the power of word-of-mouth, referral programs and apps have emerged as formidable tools for businesses to acquire new customers, drive sales, and foster brand advocacy. These can be some of the best money-earning apps you have ever tried.

Referral marketing, at its core, operates on a simple premise: satisfied customers refer friends, family, or acquaintances to a product or service they believe in. This organic process not only generates leads but also establishes trust and credibility, as recommendations come from trusted sources within one’s social circle.

Things to Consider Before Choosing a Refer and Earn App

One of the key components of referral marketing is the implementation of earn program, which incentivize existing customers to refer others by offering rewards, discounts, or monetary benefits. These programs create a mutually beneficial relationship wherein both the referrer and the referee stand to gain.

Referral apps have emerged as pivotal platforms facilitating seamless referral processes. These apps streamline the referral process, making it easy for users to share recommendations with their network. With features such as personalised referral links, social sharing options, and real-time tracking of rewards, referral apps empower users to become brand advocates effortlessly. Some of the real money earning games also offer refer and earn programs.

Earning apps have also risen in popularity, providing users with opportunities to monetize their social networks through referrals. These apps offer various avenues for earning, including referring friends to download an app, sign up for a service, or make a purchase. Users earn rewards, points, or cash incentives for each successful referral, thereby transforming their social connections into a source of income.

How to Chose the Best Refer and Earn App

The appeal of referral programs lies in their effectiveness and efficiency in acquiring high-quality leads. Unlike traditional marketing methods that rely on broad-reaching advertisements, referrals target individuals who are more likely to have genuine interest in the product or service based on recommendations from peers. Research indicates that leads generated through referrals are more likely to convert into customers and exhibit higher levels of loyalty and engagement compared to leads from other channels. This is attributed to the trust and credibility established through personal recommendations. Some of these are one of the best Paytm earning apps which you should try.

The concept of “best refer” holds significance. Businesses strive to create referral programs that not only offer attractive incentives but also deliver exceptional value to both referrers and referees. The best referral program are those that prioritise user experience, offer compelling rewards, and foster a sense of community and belonging among participants.

To maximise the impact of referral marketing initiatives, businesses must adopt a strategic approach. This involves identifying target audiences, crafting compelling referral offers, and leveraging analytics to track performance and optimise campaigns over time. Additionally, fostering a positive customer experience is paramount, as satisfied customers are more inclined to refer others. If we talk about most played games in India they also offer refer and earn program.

Types of Refer & Earn Apps

Various types of refer $ earn programs can be found in the market, and among the most widely recognized are:

1- Cashback Applications:

These apps provide users with cashback on their purchases made within the app. They often incorporate a referral program system that compensates users for introducing new individuals to install and utilize the app.

2- Rewards Apps:

These applications offer users various incentives, such as gift cards, discounts, or other perks, in exchange for completing tasks like taking surveys, watching videos, or engaging in gaming. They also include a referral program that grants users rewards for bringing in new app users. Some of these apps offer one of the best board games to play.

3- Gaming Apps:

Gaming apps present users with opportunities to earn money by participating in games and accomplishing specific missions. These apps frequently feature a referral program that offers rewards to users for enticing others to download and use the app.

4- Online Shopping Apps:

Online shopping applications enable users to earn income by referring their friends to shop on the platform. Similar to other categories, these apps typically incorporate a referral system to compensate users for encouraging new downloads and purchases.

5- Payment Apps:

Payment apps give users the chance to earn money by referring friends to utilize the app for transactions. These apps often come with a referral program that provides rewards to users for persuading others to download and use the app for making payments.

6- Survey Apps:

Survey applications offer users the opportunity to earn money by participating in surveys and providing feedback. They typically include a referral program that grants users rewards for bringing in new users who engage in survey completion through the app.

How to Refer and Earn Apps Work?

Here’s a straightforward and comprehensible guide on how referral program and reward apps function:

Step 1: Acquire Your Unique Code: First, download the app and obtain your exclusive referral code or link.

Step 2: Spread the Word to Friends: Share your code/link with your friends and family via messages, social media, or any other preferred method.

Step 3: Friends Sign Up: When your acquaintances utilize your code/link and register on the app, they become your referrals.

Step 4: Accrue Rewards: You start earning rewards whenever your referred friends make a purchase or accomplish specific tasks within the app.

Step 5: Friends Receive Bonuses: Your friends also receive referal bonuse or discounts for signing up through your referral.

Step 6: Refer More, Earn More: The more friends you refer, the greater your potential rewards.

Step 7: A Win-Win for All: This system benefits both you and your friends by using the app together.

Step 8: Adhere to App Guidelines: Certain apps may impose particular rules, such as a minimum purchase requirement for you to receive rewards.

It’s a simple and enjoyable way to introduce friends to fantastic apps and be rewarded for it. Start earning now! So, don’t delay, begin sharing your code and earning rewards with your friends immediately! Keep in mind that the more you share, the more you can earn by earn program. Happy referring and earning!

40+ Refer and Earn Apps in India

Refer and Earn App	Referral Amount	Ratings
Big Cash	₹50 for Each Referal	4.7 Stars
Swiggy	Get ₹50 Cashback	4.4 Stars
Rush App	Earn ₹1000 for referral	4.2 Stars
PhonePe	Get ₹100 On Each Referral	4.4 Stars
TaskBucks	₹10 Instant Reward	4.3 Stars
Dream11	₹100 for each referral	4.3 Stars
RozDhan	₹50 Sign Up Bonus	3.6 Stars
Amazon Pay	₹75 for referral	4.4 Stars
Zomato	Free Cash in Zomato Wallet	4.5 Stars
Big Basket	₹100 Referal Bonus	4.8 Stars
Meesho	₹250 Referal Bonus	4.1 Stars
Urban Company	₹500 Referal Award	4.7 Stars
Pharmeasy	₹25 Referal Discount	4.5 Stars
Upstox	₹20 Bonus on Equity	4.1 Stars
ySense	30% Commission	3.1 Stars
Jio Saavn	Discount on Premium/₹100	4 Stars
Freecharge	₹50 Cashback	4.1 Stars
Google Opinion Rewards	0.50 USD	4.6 Stars
Google Pay	up to ₹100 Cashback	4.0 stars
Paytm First Games	up to ₹500 Per Friend	2.7 Stars
OLA	Varies Person to Person	3.9 Stars
Amazon	₹75 for referral	4.4 Stars
Flipkart	₹100 Refer Cash	4.3 Stars
Uber	Earn Free Rides	4.6 Stars
Make My Trip	Not Offering right now	4.6 Stars
CashBoss	₹5 Per Refer	4.0 Stars
Lopscoop	₹60 Per Refer	3.5 Stars
TruBalance	varies from person to person	4.4 Stars
Panel Station	Cash Vouchers	3.8 Stars
Ormax Online	Bonus for Giftcard	4.1 Stars
Lenskart	₹50 Lenskart Cash	3.7 Stars
CreditMantri	₹100 Paytm Cash	3.8 Stars
CRED	10 gems on each referal	4.5 Stars
Pocket Money	₹30 as sign up bonus	4.3 Stars
Groww	Different Cash Reward	3.8 Stars
Earn Karo	10% Lifetime Commission	3.9 Stars
Vision 11	₹100 on Every referal	2.3 Stars
5 Paisa	₹250 Referal Credit	4.4 Stars
Earn Easy	₹15 Per task	3.9 Stars
Frizza	₹25 per referal	4.6 Stars

Brief of Every Best Refer and Earn App

1- Big Cash:

Big Cash, India’s favorite real money gaming platform, offers an appealing referral program that offers enticing rewards. With a selection of over 20 real games and a user base of more than 4 crore real players, you have the chance to play and win real cash. By referring your friends, you can accumulate rewards of up to Rs. 20. Big Cash offers games like Poker, Ludo, Best Call Break etc.

Pros of Big Cash App:

Financial freedom: You can make decisions based on what brings you joy.
Less stress: You can feel financially secure and not worry about basic things like paying rent or buying food.
Travel: You can go on vacations whenever and wherever you want.
Investments: You can make investments and help others.
Dream home: You can build a dream home in different states or countries.

Cons of Big Cash App:

More work: A higher income may mean more work and less leisure time.
Fewer social connections: The benefits of having more money might be offset by the sacrifices people are making in other aspects of well-being.
Spending more: With so much money on your hands, you often end up spending more than you should because you don’t want anything bad to happen.

2- Swiggy:

Swiggy, a prominent food delivery platform in India, provides a referral initiative enabling users to earn incentives by inviting their friends to join the application. Users can distribute their unique referral code to friends, and when these friends register using the code, both the person referring and the new member will enjoy discounts or cashback on their food orders.

Pros of the Swiggy App

User interface
Technical team
Experience
Delivery times
Coverage
Employee benefits

Cons of the Swiggy App

Targets restaurants
Additional charges
Swiggy One availability
Food quality
Delivery partner hygiene
Descriptive feedback
Operational costs
Profitability
Regulatory challenges

3- Rush App:

Rush has gained popularity in India as an app that enables users to generate income by inviting friends and family to join. Users have the potential to accumulate earnings exceeding Rs. 1000 per referral and can conveniently cash out their earnings through various methods, including Paytm, UPI, or bank transfers.

Pros of the Rush App

Secure payment system: Rush uses a secure payment system and has 24/7 customer support.
RNG-certified games: All cube and card games on Rush are RNG-certified, meaning the system is not rigged and all players have an equal chance of winning.
Pro membership: Rush offers a Pro membership that allows members to play games without commission fees and receive a “Pro” badge on their profile.
Referral program: Rush VIPs can earn up to ₹1,050 per referral by inviting friends to download and sign up for Rush using a referral link.
Minimum withdrawal amount: The minimum amount you can withdraw in a day is ₹25.

Cons of the Rush App

Relatively new app: Some have concerns about the safety of Rush, as it is a relatively new app.
Competitive games: Some say the games are very competitive, so you need to show your skill, otherwise you might lose your money.

4- PhonePe:

PhonePe stands as a well-known digital wallet and payment platform in India, known for its referral rewards program. Through this initiative, individuals have the opportunity to accumulate up to Rs. 100 per referral, with the resulting earnings being applicable for a wide range of transactions within the application.

Pros of Phone pe Refer and Earn App

Payment options: Users can make payments with any card, not just their bank account or debit/credit card.
Investment and banking: The app can also be used for investments, mutual funds, insurance, and banking.
Offers: Users can receive offers on recharges and bill payments.

Cons of Phone pe Refer and Earn App

Transaction limit: The PhonePe UPI transaction limit is Rs. 1 lakh (Rs 100,000) daily for all users.
Interchange fee: When a customer makes a payment through UPI using a PhonePe QR code at a store, the merchant pays an interchange fee to PhonePe. The interchange fee is applicable in the range of 0.5-1.1% on different services.

5- TaskBucks:

TaskBucks is an Indian mobile application that provides individuals with the opportunity to generate income by accomplishing a variety of tasks, including referring friends. Users have the potential to receive rewards of up to Rs. 40 for each successful referral, and they can subsequently withdraw their earnings through Paytm or as mobile recharge credits.

Pros of Task Bucks Refer and Earn App

Earn coins: Users can earn coins by completing tasks on their Android phone, which can then be converted into money.
Fast payouts: Some say TaskBucks offers fast and reliable payouts.
Large community: TaskBucks has a large community of users, which can provide opportunities for interaction, tips, and support.

Cons of Task Bucks Refer and Earn App

Small earnings: Some say the amount of money you can earn from TaskBucks is relatively small, and it may take some time to accumulate a significant amount of earnings.
No withdrawal button: Some say there is no withdrawal button, and the app does not have a support system where you can complain.
Only works in India: Some say the app only works correctly in India, and nothing is guaranteed when accessed from anywhere else.

6- Dream11:

Dream11, a well-known Indian fantasy sports platform, provides a referral program with enticing rewards. By referring friends, users have the opportunity to accumulate rewards of up to Rs. 100, which can subsequently be utilized for a variety of in-app transactions. Fantasy is one of the most popular games to play with friends and earn money.

Pros of Dream 11 Refer and Earn App

Highly reliable and authentic
Trusted by millions of users
Credit bonuses
1,000+ daily contests
20 Crores trusted user base
Private contests offer a higher chance of winning

Cons of the Dream 11 Refer and Earn App

High competition
Increased entry fees
App is slow and unresponsive
App constantly freezes and crashes
User interface is confusing and cluttered
Font is small and hard to read
Colours are garish and unattractive

7- RozDhan:

RozDhan stands as a well-received Indian application that provides individuals with the opportunity to generate income by engaging in a variety of activities, which encompasses referring acquaintances. Through referrals, users have the potential to accumulate earnings of up to Rs. 1000, and these funds are easily accessible for withdrawal via Paytm.

Pros of Rozdhan Refer and Earn App

Offers a wide selection of games to play for free
Provides news updates
One of the easiest ways to earn money is by reading news articles
The more time you invest, the more you earn

Cons of Rozdhan Refer and Earn App

Some say the app is doubtful to pay
Some say you can’t expect to earn a lot of money
Some users complained about bugs and glitches
Some say it’s a waste of time

8- Amazon Pay:

Amazon Pay functions as a digital wallet and payment platform, which additionally features a referral program. Through this program, individuals have the opportunity to receive rewards of up to Rs. 75 for each successful referral. These earned rewards can subsequently be utilized for a wide range of transactions on the Amazon platform.

Pros of Amazon Pay Refer and Earn App

Easy to use
Secure
Fast transactions
No payment decline issues
Rewards and cashback for every transaction
Supports global customers and currencies
Alexa voice integration to place and track orders

Cons of Amazon Pay Refer and Earn App

Limited availability in some countries and on some websites
Limited wallet functionality
Some users have reported compatibility issues
Amazon Pay balance can’t be transferred to bank accounts or friends
Complicated UI
Unable to scan some QR codes
Sometimes fails to work or operates on low speed internet connection
Less compatible with various shopping platforms
Cashback value offered is very less
Reserve policy delays payouts, especially for newer accounts
No in-person payment support
No volume discounts or custom packages
Amazon Pay doesn’t partner with some major e-commerce platforms

9- Zomato:

Zomato, a well-known Indian food delivery application, also provides referral incentives to its users. Through referrals, individuals have the opportunity to accumulate rewards of up to Rs. 100, which can be utilized for a wide range of transactions within the app.

Pros of Zomato Refer and Earn App

Discounts: First-time users receive benefits and coupons, and Zomato Gold subscriptions include free delivery and discounts
Customer support: Some say customer support is helpful
User interface: Some say the app is smooth and has a nice user interface
Wide range of options: Zomato has a large network of restaurants and food outlets

Cons of Zomato Refer and Earn App

Delivery charges: Some say delivery charges are high, especially for nearby locations and during peak times
Delivery timelines: Some say delivery timelines are manipulated and rigged
Sentiments: Some say Zomato grows based on people’s sentiments, so when sentiments change, the stock will fall

10- BigBasket:

BigBasket, a well-known Indian online grocery delivery platform, provides its users with the opportunity to receive referral rewards. These rewards allow users to accumulate earnings of up to Rs. 100 for each successful referral, which can then be utilized for a variety of transactions within the app.

Pros of Big Basket App

Delivery: Some say the delivery is on time and the products are in good condition. Others say the delivery people are helpful and nice.
Product availability: Some say the app is easy to use and they can find good quality fruits and vegetables.
Price: Some say the prices are reasonable.
Variety: Some say the app offers a variety of products and good deals.

Cons of Big Basket App

Product availability: Some say the product availability is inconsistent and they want more popular brands.
Return policy: Some say they have problems with the return policy and cancelling products.
Order management: Some say the app has order management complexities, potential errors, and delays in processing.
Inventory visibility: Some say poor inventory visibility and inefficient warehouse management leads to stockouts and overstocking.
Undelivered orders: Some say they are fed up with undelivered orders and parts of their order being cancelled at the last minute.

11- Meesho:

Meesho, a social commerce application, provides users with referral incentives. Through referrals, individuals have the opportunity to accumulate rewards of up to Rs. 250, which can then be utilized for a variety of transactions within the app. This is one of the best earning apps for students you can find.

Pros of the Meesho App

0% commission fee
No penalty charges for late dispatch or order cancellations
Intuitive, user-friendly platform
Accessible to people without extensive tech backgrounds

Cons of the Meesho App

Few listings
High bounce rates
Low visit duration and pages per visit
Sometimes disables online payment option
Some say customer service is bad and the company is customer unfriendly

12- Urban Company:

Urban Company before known as UrbanClap is a platform for service marketplace that provides referral incentives. Individuals have the opportunity to accumulate rewards of up to Rs. 500 for each successful referral, and these earnings can be utilized for a range of transactions within the application.

Pros of Urban Clap Refer and Earn App

Offers over 50 services
Background-verified professionals
Enhanced communication channels

Cons of Urban Clap Refer and Earn App

Limited availability
Quality control
No customer support
Slow and glitchy
Not user-friendly

13- PharmEasy:

PharmEasy, an Indian-based online pharmacy application, provides users with the opportunity to receive referral incentives. Through referrals, users have the chance to accumulate rewards of up to Rs. 25, which can then be utilized for a wide range of transactions within the application.

Pros of Pharmeasy App

Fast delivery
Good customer service
Wide variety of medicines
Offers discounts and cashback
Follows safety and hygiene measures
Doctor calls to check if help is needed

Cons of Pharmeasy App

Some medicines are out of stock for long
Some say PharmEasy is a fraud
Some say PharmEasy deducts return delivery charges
Some say PharmEasy asks to pick up order at another location
Some say PharmEasy delays medicine delivery for 10 days
Some say PharmEasy customer care doesn’t check and push delivery
Some say PharmEasy takes complaint but no updates on it

14- Upstox:

Upstox is a trading platform designed for transactions involving stocks and mutual funds within the Indian financial markets. Additionally, Upstox features a referral initiative that enables users to accumulate rewards by sharing their unique referral code with acquaintances. This referral program is widely recognized as one of India’s top “refer and earn” applications.

Pros of the Upstox App

Low brokerage charges
Easy-to-use trading platform
Margin trading facility
Good customer support
Wide range of assets
Research and analysis
No charges for online account opening
Advance order types
Seamless account opening process

Cons of the Upstox App

No unlimited monthly trading plans
Margin funding not available for delivery trades
No stock tips or recommendations
Unlike top brokers like Zerodha and Fyers, Upstox does not offer free delivery trading
No neighbourhood offices
No personal relationship manager

15- ySense:

ySense stands out as a top-notch referral and earning application in India, offering users the chance to participate in surveys and earn rewards by inviting others to join their platform. Their referral program is particularly appealing, featuring a generous 30% commission for referred users, a substantial incentive.

Pros of ySense

Easy to use
Wide range of surveys and tasks
Legitimate way to earn money online
Rewards can add up to decent spare change and occasional gift cards

Cons of ySense

Earnings are modest
Not available in all countries
Users can earn money based on the length and complexity of the survey

16- JioSaavn:

JioSaavn, an Indian music streaming application, provides a referral program where users have the opportunity to accumulate rewards. Through referrals, users can collect up to Rs. 100 in earnings, which can subsequently be utilized for a range of transactions within the app.

Pros of Jio Sawan

Ad-free music: Enjoy uninterrupted listening without any ads.
Unlimited downloads: Download your favourite songs in the app and listen offline anytime.
Offline listening mode: Listen to your downloaded music even when you don’t have an internet connection.
Users can earn up to Rs. 100 per referral, and the earnings can be used for various transactions on the app.

Cons of Jio Sawan

Music may be temporarily unavailable: When music rights and ownership are sold between labels and distributors, it can take a few days to get the paperwork sorted out, which may make some tracks unavailable.
Ads: The free version of JioSaavn includes ads.
UI: One Quora user says the UI is irritating

17- Freecharge:

Freecharge is a mobile application designed for recharging your phone, and it provides referral incentives. When users refer others to the app, they can accumulate rewards of up to Rs. 50 for each referral, which can then be utilized to top up their mobile balances.

Pros of Freecharge App

Smooth interface
Regular coupons
Cashback benefits
Secure transactions
Automatic OTP
Good for recharge and bill payment

Cons of Freecharge App

Some say it’s a fraud company
Some say it’s not likely to recommend

18- Google Opinion Rewards:

Google Opinion Rewards is a survey application that provides users with Google Play credits as incentives for referring others. Individuals have the opportunity to accumulate up to 0.50 USD for each successful referral and these earnings can be utilized for a wide range of transactions within the Google Play platform.

Pros of Google Opinion Rewards:

Earn Google Play credits for completing surveys.
Surveys are typically short and easy to complete.
Allows you to use earned credits for app purchases, movies, books, etc.
Notifications for new surveys are convenient and timely.

Cons of Google Opinion Rewards:

Surveys may not be available frequently in some regions.
Credits earned may expire after a certain period.
Survey invitations can be sporadic, leading to inconsistent earnings.
Limited to Google Play credits and not cash rewards.

19- Google Pay:

Google Pay stands out as a well-known digital payment service that provides incentives for referrals. Users have the opportunity to receive rewards of up to Rs. 100 for each successful referral, with the option to transfer these earnings to their bank accounts.

Pros of Google Pay

Security Google Pay uses fingerprint and PIN authentication, plus a fraud protection program, to keep your transactions secure. When you pay in stores, Google Pay doesn’t share your card number.
Compatibility Google Pay works on Android phones and iOS devices, including smartphones and smartwatches.
Recordkeeping Google Pay tracks payments, invoices, and archives transactions for easy bookkeeping.
No fees Google Pay doesn’t charge merchants for transactions, so they can offer customers a payment option without losing money.

Cons of Google Pay

Some people say that Google Pay’s features aren’t as valuable as other apps for budgeting and cash back.

20- Paytm First Games:

Paytm First Games is a gaming platform that provides an opportunity to generate income by inviting friends. Participants have the potential to receive up to Rs. 500 for each successful referral and can conveniently cash out their earnings using Paytm.

Pros of Paytm First Games:

It’s a user-friendly app.
It has a quick account-opening facility
We can earn an extra 1% return through the direct MF platform
Simple and straightforward pricing model

Cons of Paytm First Games:

The Customer service facility is bad
Investment experience is not good.

21- OLA:

Ola, the popular ride-sharing platform in India, offers a referral initiative enabling users to accumulate ride credits when they introduce their friends to the service. Once a friend registers with the referral code and completes their inaugural ride, both the person who referred them and the new user receive ride credits that can be applied towards future journeys.

Pros of Ola:

Earn ride credits for each successful referral.
Friends receive discounts on their first ride.
Easy to share referral codes via the app or social media.
Helps in saving money on future rides.

Cons of Ola:

Referral rewards may have expiration dates.
Limited to new users or first-time rides.
Some users may encounter issues with referral tracking.
Specific terms and conditions apply, which can restrict eligibility for rewards.

22- Amazon:

Amazon, a widely-used e-commerce platform, offers a referral program that allows users to invite their friends to become members and make purchases on the platform. By sharing a distinct referral link, participants can receive benefits such as cashback or gift certificates when their referred acquaintances complete transactions on Amazon.

Pros of Amazon

Amazon is a well-known brand with a large customer base.
You can earn a commission for each purchase made by people who follow your affiliate links. Most categories pay a commission of around 3–4%.
Amazon’s sales funnel includes buy buttons, image placement, customer reviews, and related products.
Amazon offers responsive support to affiliates, and their linking tools make it easy to generate affiliate links and banners.
Amazon has a wide selection of products, and it’s easy to find products that match your content.

Cons of Amazon

High storage costs and other fees can eat into your profit margins.
You don’t have access to customer data, which can limit your ability to target customers with offers.

23- Flipkart:

Flipkart, a prominent e-commerce platform in India, offers a referral initiative that enables users to acquire rewards by introducing their friends to the platform for shopping. By sharing a distinct referral link, users can enable both themselves and their friends to enjoy advantages such as gift vouchers, discounts, or cashback when their friends register and make purchases.

Pros of Flipkart:

Earn rewards or Flipkart gift vouchers for successful referrals.
Friends receive discounts or credits on their first purchase.
Easy to share referral links through social media or messaging.
Encourages more people to shop on Flipkart.

Cons of Flipkart:

Referral rewards may have restrictions or expiration dates.
Limited to new users or first-time purchases.
Some users may experience issues with tracking referrals.
Specific terms and conditions apply, which can be limiting.

24- Uber:

Uber, the widely-used ride-hailing platform, has introduced a referral program in India where users can invite their friends to join Uber through a unique referral code. Upon the referred friend completing their initial ride, both the referrer and referee become eligible for rewards, which can include ride credits or discounts for upcoming rides.

Pros of Uber:

Earn free rides or credits for each successful referral.
Easy to share referral codes via app or social media.
Your friends benefit from discounts or free rides on their first trip.
Encourages more people to use the service.

Cons of Uber:

Referral rewards may take time to be credited.
Limited to new users only.
Rewards may have an expiration date.
Specific terms and conditions apply, which can be restrictive.

25- MakeMyTrip:

MakeMyTrip, a well-known online travel booking platform, provides a referral program enabling users to accumulate rewards by recommending their friends to make reservations for flights, accommodations, or various travel-related services. Upon a successful sign-up and transaction by the referred friend, both the referrer and referee stand to gain advantages, including discounts, cashback, or travel credits.

Pros of MMT:

Earn rewards for referring friends.
Your friends receive discounts on their bookings.
Easy to share referral links through various platforms.
Increases the chance of earning travel credits for future trips.

Cons of MMT:

Referral rewards may take time to be credited.
Some users may face issues with tracking referrals.
Limited to new users or first-time bookings.
Specific terms and conditions apply for referral rewards.

26- CashBoss:

CashBoss is an Indian application that provides users with the opportunity to generate income through a variety of tasks, such as referring friends. Users have the potential to earn up to Rs. 5 for each successful referral, and these earnings can be withdrawn using either Paytm or mobile recharge options.

Pros of Cashboss:

Easy interface
Wheel Spin for additional rewards.
Easy referral program.

Cons of Cashboss:

Might be technical issues.
Too much work to withdraw earnings.
Limited earning potential per referral.

27- Lopscoop:

Lopscoop, an app dedicated to news and entertainment, provides its users with the opportunity to earn referral rewards. By referring others to the app, users have the chance to accumulate earnings of up to Rs. 60 per referral, which can be easily withdrawn using either Paytm or UPI.

Pros of Lopscoop:

Provides a variety of entertainment options.
User-friendly and easy to navigate.
Regular updates with new content.
Offers personalised recommendations based on user preferences.

Cons of Lopscoop:

Some premium content may require a subscription.
Occasional ads can disrupt the experience.
Limited offline access to content.
Customer support response time can be slow.

28- TrueBalance:

TrueBalance, a mobile recharge application, provides users with the opportunity to earn up to Rs. 5 for each successful referral. These earnings can subsequently be utilized for mobile recharges.

Pros of True Balance

User friendly app
Earn Rs 5 on every recharge
Different cashback and discount options

Cons of True Balance

Bad Customer Service
Limited earning potential per referral.
Technical Issues

29- Panel Station:

The Panel Station is a survey application that provides referral incentives. Participants have the opportunity to receive up to Rs. 500 for each successful referral, and they can redeem their earnings through either Paytm or gift vouchers.

Pros of Panel Station

A source of Extra income
Can be operated from the convenience of your home
Easy to get started

Cons of Panel Station

Time taking online surveys
Cannot be primary source of income
Probability of Scams

30- Ormax Online:

Ormax is a movie Review application that provides a referral program with incentives. Participants have the opportunity to receive up to Rs. 30 for each successful referral, and these earnings can be utilized to top up their mobile phones.

Pros of Ormax Online

It’s a movie review application which makes it exciting and doable.
Rs 30 can be won for successful referral.
Mobile recharges are also possible.

Cons of Ormax Online

Some say it’s a fraud company
Some say it’s not likely to recommend

31- Lenskart:

Lenskart, an Indian eyewear and eyecare application, provides a referral program that allows users to receive rewards. Through referrals, individuals have the opportunity to accumulate up to Rs. 50, which can subsequently be utilized for various transactions within the app.

Pros of Lenskart

Order should be placed with a final value of Rs. 1200 or above.
Rs. 50 will be credited to the Lenskart wallet of registered referrer & friend directly.

Cons of Lenskart

High Competition in the Eyewear Industry:
Amount is credited only after completion of 14 days from friend’s order delivery.

32- CreditMantri:

This application offers the benefit of receiving Rs.100 in Paytm cash when users successfully refer three individuals. Its primary function revolves around aiding users in monitoring and enhancing their credit scores.

Pros of Credit Mantri:

Helps improve your credit score.
Offers personalised credit recommendations.
Provides access to various financial products.
User-friendly platform.

Cons of Credit Mantri:

Some services may require payment.
Credit improvement can take time.
Limited to users with a credit history.
Customer support can be slow at times.

33- CRED:

Cred is a popular app that helps users manage credit cards, monitor expenses, and earn rewards by paying bills on time. Users can redeem points for various items within the app. You can earn 10 gems on each refer from CRED which can be redeemed to buy things from the website.

Pros of Cred App:

CRED offers quick cash in emergencies.
Interest rates are meager.
The credit limit is exceptionally high.
Increases the chances of credit card and loan approval.
Reward Point for users.

Cons of Cred App:

CRED transactions come with relatively high charges.

34- Pocket Money:

Pocket Money is a reliable refer-and-earn app with over 10 million downloads and a 4.2 rating on the Google Play Store. You can earn up to Rs. 500 in cash and Rs. 30 for each referral, with a daily limit of Rs. 160.

Pros of Pocket Money:

Redemption can be done through various methods.
Offers a variety of options to choose from.
Installation and registration are hassle-free.

Cons of Pocket Money:

Good offers are primarily available during the initial installation.
Offers and rewards decrease with continuous use.
Contains many advertisements, which can be frustrating for users.

35- Groww:

Groww is a mutual fund app where you can open a free Demat account and trade BSE & NSE listed stocks with low brokerage fees. Plus, you’ll earn Rs. 100 for each new referral who signs up and activates their stock account through your link.

Pros of Groww:

Diversification helps reduce risk.
The platform is very secure.
Offers multiple investment options.

Cons of Groww:

Investment products are restricted and limited.
Commodity trading feature is not available.
No stock tips or research reports are provided.

36- EarnKaro:

If you’re looking to make money from home, EarnKaro’s affiliate program is a quick and easy way to do so. They offer fast approval and a variety of products to promote, making it one of the best referral and earning options available. You can earn a 10% lifetime commission from Earn Karo by referring it to your friend.

Pros of Earn Karo:

The website is simple and easy to use.
Offers a wide range of brands and products to choose from.
EarnKaro is highly user-friendly.
Provides timely payments.

Cons of Earn Karo:

Tracking records take two to three days to appear.
Profit confirmation can take between 30 to 90 days.
Limited product selection.

37- Vision11:

For fantasy sports enthusiasts, Vision11 is a top referral and money-earning app. It offers the best fantasy cricket games and various other real cash games, allowing you to win real cash. Plus, you can earn extra by referring friends, with a Rs.100 referral bonus for gaming.

Pros of Vision 11:

Vision 11 offers 11 exciting fantasy games.
Players can withdraw their winnings immediately.
Users can create their teams before the match begins.
Vision 11 is legal and certified.

Cons of Vision 11:

Basic knowledge is required to participate in Vision 11 contests.
In major events, the chances of winning are low.
There is a risk of multiple fake teams participating.

38- 5 Paisa:

5 Paisa is a stock brokerage platform with a fixed fee for all trades. There are no account opening charges, but they charge Rs.10 for each mutual fund order. They offer a referral program where you can earn Rs.250 per referral and up to 40% brokerage fee for life.

Pros of 5 Paisa:

Charges are relatively low.
Customers benefit from a margin funding facility, allowing them to pay only a portion of the delivery cost.
Offers a portfolio analyzer.
Provides various value-added packs.

Cons of 5 Paisa:

Maintaining the account requires a financial commitment.
The technology-driven approach may be confusing for some users.

39- EarnEasy:

EarnEasy is a standout refer-and-earn app where you can easily earn money by completing straightforward tasks. Plus, their referral program rewards you with Rs.15 for each successful referral.

Pros of EarnEasy:

Receive the payment directly in bank account
You can win unlimited cash almost daily
It has smooth, easy, and stress-free experience

Cons of EarnEasy:

No claim of rewards
Invite 30 people to withdraw amounts.
Bad Customer service.

40- Frizza:

Frizza is a top referral app in India for earning Paytm cash. You can make money by watching videos, taking surveys, referring friends, and more. Each digital task pays Rs. 25, and successful referrals earn you Rs. 15, provided they complete seven offers. Every referral, but they should complete 7 offers for the amount to get credited into the account.

Pros of Frizza App:

A good way to earn money.
Regular payouts.
User-friendly Interface.

Cons of Frizza App:

Too much work before the payout.
Fewer earnings per referral
Technical Issues.

Author: Ravi Pandey

Ravi Pandey is a seasoned gaming industry expert, have been active in real money and online games since last decade. With a profound understanding of games through his writing, Ravi brings the essence of gaming to life, captivating audiences with vivid narratives and insightful analysis. With an unwavering dedication to gaming, he continues to redefine the boundaries of virtual entertainment.