Rules to Play Rummy Games on the Big Cash

Rummy is a card game played with two decks of cards. The best part is we also include a joker card in this game. To secure victory in the rummy game, a player must carefully select and discard cards from the two given piles to form a Valid declaration. The players create two piles: a closed deck in which they cannot see the card they are picking, and an open deck made up of the cards they have thrown away. Players must arrange their cards into legal sequences and sets in order to win the rummy card game.

The objective of Rummy

 The goal of the rummy card game is to make suitable sets and sequences with 13 cards. You need at least two sequences, one of which must be pure, to win. The rest may be any valid sequences or sets. One of the most significant rummy rules for beginners is that you cannot make a valid rummy declaration without a pure sequence. One pure sequence is a must.

Important Terms in Rummy

These are some important Rummy Terms that you need to know to learn rummy.

I) Table

The rummy card game can be played either on a physical or digital table. According to the rules, each table accommodates 2 to 6 players. A table in Big Cash rummy can accommodate a maximum of 5 players. Big Cash Rummy has also 2 player rummy table.

II) Deck

A standard deck of cards contains 52 cards and a joker. It is divided into four suits: Clubs, Hearts, Spades, and Diamonds, with each suit having 13 cards. The deck includes Aces, Kings, Queens, Jacks, and numbered cards from 2 to 10.

III) Rummy Points

In the rummy game, each card has a certain number of points. In the game, specific face cards, namely Ace, King, Queen, and Jack, carry a value of ten points each. On the other hand, the remaining cards hold points equivalent to their numerical value. For example, a 5♠️ card is worth 5 points.

IV) Joker Cards and Wild Cards

In every deck, there's a printed Joker Card. After dealing, a random card becomes the Wild Card (chosen Joker). Both printed and wild card Jokers can replace other cards to form sets or impure sequences. Aces are Wild if the open Joker is printed. None of these cards holds any value at the game's end.

V) Sequence

In rummy, a sequence is a collection of three or more cards from the same suit arranged in a particular order. There are two types of sequences Pure and impure.

VI) Pure Sequence

A pure rummy sequence is a sequence that is formed without the use of a joker card. However, you can also use a wild card joker of the same suit to create a pure sequence.

VII) Impure Sequence

Any sequence that includes a joker card is considered an impure Sequence. 


A set consists of three or more cards of the same rank but different suits. It is also allowed to utilize a wild card or joker to complete a rummy set.

IX) Drop

Leaving the game at any point is called a drop, although doing so results in a penalty. The section on how points are calculated explains the consequences of leaving the game at certain points.

X) Draw and Discard

Every player receives a hand of cards when playing a game of Rummy. Every player has the option to select cards from two extra stacks to draw a card. Subsequently, they are required to discard one card after each draw, a step commonly referred to as the discarding process.

A player may choose to draw from the open discarded pile or the closed undealt cards. When their turn comes, a player can want to end the game. But a game can only be abandoned before a card is drawn.

Rummy Card Sequence Rules 

The rummy game sequence rules are of greatest importance while learning how to play rummy. Forming a rummy card sequence involves grouping three or more cards in a row with the same suit. This results in two types of sequences: a pure sequence and an impure sequence. To make a valid declaration, each player is required to create at least one pure sequence, following the regulations of the rummy card sequence you need to know to learn rummy.

1- Pure Sequence 

A pure sequence is formed by arranging three or more cards of the same suit in consecutive order. It's important to note that the Joker cannot be utilized to create a pure sequence.. Listed below are two instances of pure sequences:

  • A♠️ 2♠️ 3♠️ 4♠️  - This is a pure sequence. Four Cards of spades are arranged in consecutive order. Joker cannot be used to form pure Sequences
  • 8♥️ 9♥️ 10♥️ - This is also a pure sequence. Three cards of hearts are arranged in consecutive order. Joker cannot be used to form pure Sequences

2- Impure Sequence

By placing two or more cards of the same suit in a row, followed by one or more Jokers as replacements, an impure sequence is created. Two instances of an impure sequence are given below:

  • 10♥️ J♥️ Q♥️ PJ - This sequence is impure because the King of Hearts is substituted with a printed Joker.
  • 6♦️ 7♦️ J♠️ 9♦️ -  It is an impure sequence because the J card, which serves as the game's wild Joker, has been utilized to substitute the 8 cards.

How To Form Sets?

Three or four identical cards of the same rank and different suits make up a set. In order to complete a set, the player may substitute other cards with wild cards and jokers. Here are a few illustrations of rummy rules for sets:

  • 4♥️ 4♠️ 4♣️ 4♦️ - This set is formed using 4s of different suits, and without a Joker.
  • A♥️ A♣️ A♦️ - This set is formed using three Aces of different suits.
  • 6♦️ 6♣️ 6♠️ PJ - This is a set using 4s of different suits and a printed Joker to replace 6♥️.
  • 4♠️ 4♣️ K♥️ - This set is formed using 4s of different suits and K♥️ as a wild Joker.

Note - To make a set, you cannot utilize two or more cards from the same suit; doing so will result in an invalid declaration.

Valid Sets And Invalid Sets

Examples of valid sets include:
- A♥ A♣ A♦: This set comprises Aces of different suits, fulfilling the criteria for a valid set.
- 6♠️ 7♠️ 8♠️: These are consecutive numbers of the same suit, forming a valid set.

On the other hand, examples of invalid sets are:
- Q♥️ Q♥️ Q♦️: This set is deemed invalid because it contains two Queens of the same suit.
- 8♠️ 8♥️ 8♦️ 8♠️ K♥️: This set is invalid due to the presence of two 8s of the same suit (Clubs). Additionally, the K♥️ serves as a wild joker.

Valid Declaration

An acceptable declaration in the game requires a player to create two sequences, one of which must be a Pure Sequence (excluding Jokers), while the other can be either a set or sequence. Before finalizing their declaration by clicking the 'Declare' button, players need to carefully review their cards. Declaring too early with incorrect combinations or without meeting the validity criteria will result in a loss of points. A valid declaration comprises two sequences, one pure and one impure, along with the remaining cards forming a combination of sets or sequences. For instance, a valid set could consist of cards like 6♠️ 7♠️ 8♠️ | A♥️ 2♥️ PJ | 6♣️ 7♠️ 7♥️ | 4♠️ 4♥️ 4♦️. During each turn, players must draw a card and discard one from their hand, selecting from either the topmost card in the closed deck or the card discarded in the previous turn.

Invalid Declaration

According to the rules of rummy, it is obligatory for a player declaring a hand to have at least one pure sequence out of two sequences. Failure to meet this requirement renders the declaration invalid. Additionally, a valid declaration cannot contain more than two sets. Certain examples illustrate how minor errors can lead to point deductions, such as having duplicate cards within a set. For instance, a declaration like 4♦️ 4♥️ 4♥️ is invalid due to the presence of two fours of hearts, and 5♠️ 5♠️ 5♥️ 5♦️ is also invalid for containing two fives of spades. Another example, 3♣️ 4♣️ 5♣️ 6♠️ | 7♦️ 8♦️ PJ | 5♣️ 5♠️ 5♥️ | 7♠️ 7♥️ 7♦️, is considered invalid as it lacks the essential pure sequence required by the game rules.

How To Group Cards In Rummy?

The grouping and sorting of cards is a crucial component in learning how to play rummy. After the cards are dealt when playing online, click the sort icon. All of the dealt cards will be sorted and grouped into cards of the same suit using the sort tab. You can tap on each card you want to add to a group and tap on the "Group" icon to organize the cards into sequences and sets. Additionally, you can drag and drop cards into the necessary group.

Steps To Play Rummy Card Game

To get acquainted with the Rummy card game from start to finish, follow these simple instructions:

  1. Gather a group of two to six players and use two decks of cards. Each player receives 13 cards, and one card is randomly selected as the wild joker for the game.
  2. Players need to form sets and sequences using the 13 cards they have. To do this, they can utilize the wild joker or printed joker from the deck, and they must also draw new cards while discarding unwanted ones.
  3. According to the rules of Indian Rummy, a player can declare victory whenever they have sorted 13 cards into valid 2 sequences, including 1 pure sequence, and more groups (sequences or sets).

Quick Tips To Win The Rummy Card Game

Here are some essential strategies to enhance your chances of winning the Rummy card game. Mastering the rules is crucial, but so is playing with attentiveness and strategy.

1. Begin by forming a pure sequence early on. This is indispensable for making a successful declaration later in the game.
2. Discard cards with high point values like Ace, Jack, Queen, and King. Substitute them with Joker or Wild Cards to decrease your point load in case of a loss.
3. Minimize picking from the discard pile whenever possible, as it reveals your hand strategy to opponents.
4. Keep an eye out for versatile cards, such as a 7 in any suit, which can be used in various combinations like with 5 and 6 or 8 and 9 of the same suit.
5. Utilize Jokers effectively to replace high-value cards, but remember they cannot be used in forming a pure sequence.
6. Before declaring, thoroughly assess your cards to avoid an invalid declaration, which can lead to a sudden loss despite having a winning hand.

How The Points & Winnings Are Calculated As Per Indian Rummy Rules?

In rummy, points are determined based on the specific variant being played. For the classic rummy game, the calculation of points for the losing player follows these guidelines:

  1. Each card holds a designated point value. For instance, numbered cards carry points equivalent to their face value (e.g., 5 of Spades = 5 points).
  2. Face cards, including Jacks (J), Queens (Q), Kings (K), and Aces (A) from any suit, each carry 10 points.
  3. Joker cards are assigned a point value of zero.
  4. At the conclusion of a Rummy game, the score for the losing player is computed by adding the points of the cards that are not part of any valid set or sequence.
  5. In the absence of a single pure sequence, all the points of the player's cards are added together.
  6. The maximum points a player can receive is 80 points. Even if a player's hand score exceeds 80 points, they will only incur an 80-point penalty.

In summary, the rummy points system depends on the card values, with specific points for each card type. The losing player's score is determined by adding the points of unmatched cards, considering both the presence or absence of pure sequences, but the maximum penalty remains capped at 80 points. Remember the points of each card to learn rummy better.

Rummy Rules FAQs 

1- Can a Joker Be Replaced in Rummy?

Yes. According to the rules of Rummy, if the printed Joker card is designated as the open Joker, then A will take on that role.

2- Is rummy a legal game in India?

Since the Honourable Supreme Court of India accepts online money rummy as a game of skill, playing online rummy is completely legal in India. In a 1968 ruling, the Supreme Court also deemed the game to be a game of skill. All Indian states, with the exception of Telangana, Tamil Nadu, Andhra Pradesh, Kerala, Odisha, Nagaland, Sikkim, and Assam, permit the legal play of online rummy cash games.

3- In rummy, is Ace High or Low?

Ace can be regarded as high or low in the Rummy Card Game, but not both. It is regarded as low if the runs are A-2-3. It can be regarded as high if the runs are A-K-Q.

4- How Many Cards Are Dealt When Playing Rummy?

13 cards are dealt to each player in a 13-card game of rummy. Two decks of cards will be utilized when there are more than two players.

5- Can we use two jokers to create sets & sequences?

A single Joker card has the ability to substitute for just one card within a sequence or set. However, players are allowed to use a maximum of two Joker cards for melding cards into a set or sequence.

6. Can we win real money in rummy?

Yes, it is possible to win real money in rummy. Big Cash hosts cash games where players can wager real money, and the winners receive cash prizes based on their performance.

7. How are the points calculated in deals rummy?

In Deals Rummy, the points are calculated based on the difference between the scores of the winner(s) and the losers. The winner receives 0 points, while the losers accumulate penalty points based on the cards they haven't melded into sets or sequences. The scoring may vary depending on the specific rules of the platform or variant being played.

8. Can you play rummy with 2 players?

Yes, rummy can be played with two players. This variant is known as "head-to-head" rummy. Each player is dealt 10 cards in a 10-card rummy or 7 cards in a 7-card rummy. The objective remains the same: to form valid sets and sequences. It's a faster-paced version of the game.

9. How do you win a deal in rummy?

In Deals Rummy, winning a deal is accomplished by being the first player to form valid sets and/or sequences with your cards. Once you achieve this, you can declare and end the deal. The other players will receive penalty points based on the unmelded cards in their hands. The player with the lowest total points at the end of the specified number of deals is the overall winner.